Archive for the ‘Blog’ Category

The words of Marting Luther King, Jr.

I say to you today, my friends, even though we face the difficulties of today and tomorrow, I still have a dream. It is a dream deeply rooted in the American Dream. I have a dream that one day this nation will rise up and live out […]

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Bankruptcy Tip of the Day for December 15, 2012 – “The Homeowners’ Association Dues Trap”

Bankruptcy Tip of the Day for December 15, 2012 – “The Homeowners’ Association Dues Trap” Section 523(a)(16) “The Homeowners’ Association Dues Trap” The idea of filing bankruptcy is to get a “fresh start” in life by discharging your debts. Some obligations are not discharged in bankruptcy. Child […]

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Tip of the Day for December 8, 2012: “Timing the Filing – College Funds”

Tip of the Day for December 8, 2012: “Timing the Filing – College Funds” When you file bankruptcy, you are allowed to keep certain property. The property you can keep is called your exempt property. Exemption laws vary from state to state. In Indiana 529(b) and 530(b) […]

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Tip of the Day for December 7, 2012: “Timing the Filing – What Exemptions Apply”

Tip of the Day for December 7, 2012: “Timing the Filing – What Exemptions Apply” When you file bankruptcy, you are allowed to keep certain property. The property you can keep is called your exempt property. Exemption laws vary from state to state. The bankruptcy code is […]

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Tip of the Day for December 5, 2012: “Personal Injury and Other Claims in Bankruptcy”

Tip of the Day for December 5, 2012: “Personal Injury and Other Claims in Bankruptcy” When you file bankruptcy, you are allowed to keep some, but not necessarily all of your property. The property you are allowed to keep is called your exempt property. Property falls into […]

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Tip of the Day for 12/4/2012: “More on the ‘super’ exemption

Tip of the Day for December 4, 2012: “More on the Super Exemption” The “Tip of the Day” on December 2, 2012 was on the topic of what I call the “super” exemption: the exemption for real estate owned by a husband and wife as tenants by […]

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Tip of the Day for 12/3/2012: “Income Tax on Forgiveness of Debt”

Bankruptcy Tip of the Day for December 3, 2012: “Income Tax on Forgiveness of Debt” If you settle a debt with a creditor for less than the balance owed, the creditor will most likely send you an IRS 1099C form at the end of the year reporting […]

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Tip of the Day 12/2/2012: The “super” exemption

Tip of the Day for December 2, 2012. The Super Exemption Your exempt property is the property you can keep if you file bankruptcy. Bankruptcy is supposed to give you a “fresh start” in life. You discharge your debts and get a “do-over”. But, you aren’t starting […]

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Tip of the Day “Exemption for Bank Accounts”

Tip of the Day for December 1, 2012: “Exemption for Bank Accounts” Your exempt property is the property you can keep if you file for bankruptcy. Exemptions vary from state to state. Different types of property are allowed exemptions in different amounts. For example, the homestead exemption […]

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Tip of the Day for 11/28/2012 Driver’s License Suspension

If your driver’s license has been suspended because you owe money for damages resulting from an accident that you caused when you didn’t have insurance, the debt can be discharged and you can have the suspension terminated. This does not affect the initial 90 day suspension imposed […]

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Rudolph Wm. Savich
213 S Rogers St., Ste 3A/B,
Bloomington, IN  47404
P: (812) 336-7293 F: (812) 336-7268

MAILING ADDRESS
Rudolph Wm. Savich
Attorney at Law
P.O. Box 2447
Bloomington, IN  47404

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