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Bankruptcy

Filing for Bankruptcy in Indiana

Debt can spring up with little notice. Unexpected expenses or changes in your employment status can leave you feeling the pain in your back pocket. Sooner than you know, creditors are calling and harassing you for money. You may be able to get back on track by filing for bankruptcy, a change is possible. As a bankruptcy lawyer since 1980, I have helped people in Indiana climb out of their financial holes and back onto solid ground. Call Rudolph Wm. Savich, Attorney at Law, at 812-336-7293 or e-mail: savichlawoffice@aol.com.

Office Hours: M-Th: 10:00 a.m. to 2:00 p.m., other hours available by appointment.

Bloomington Bankruptcy Attorney Bloomington Bankruptcy

Chapter 7: Attorney fee $915 plus filing fee  (Click here for detailed information about fees) Chapter 7 Bankruptcy provides individuals in financial distress, a fresh start. You may be able to eliminate most of your debt by liquidating your assets, and oftentimes you are still able to hold on to a car or house. Chapter 7 provides relief from most unsecured debt. In other words, usually any money owed that is not tied to property, such as credit cards or medical payments, is forgiven. If you owe child or spousal support, or owe the government for fines or loans, you will still have to pay those back. Additionally, you will have to take a “means test” to see if you qualify for Chapter 7 Bankruptcy. Treatment of tax obligations in Bankruptcy is complicated. The best way to know what is expected of you is to get an experienced attorney. Once filed, an automatic stay will halt wage garnishments, IRS levies and foreclosures. The pressure will be taken off your shoulders and an appointed representative will handle your creditors. My fee for Chapter 7 Bankruptcy is $915, which includes the costs of both classes, not including the filing fee of $335. (Click here for detailed information about fees)

Chapter 13: Attorney fee: $500 down plus filing fee (Click here for detailed information about fees)
If Chapter 7 is not right for you, Chapter 13 Bankruptcy may be the appropriate solution. Chapter 13 reorganizes rather than liquidates your debt. Additionally, it may allow you to restructure your home mortgage loans to prevent foreclosure. A typical plan is to pay back a portion of what you owe within 3-5 years. At the end of that period, any remaining unsecured debt is discharged. This is a wage earners plan, and can provide much needed flexibility to help those with a steady income save a significant amount of money in their monthly budgets. My fee for Chapter 13 Bankruptcy is $4,000 not including the filing fee of $310. You pay $500 plus filing fee as a retainer. The remaining $3,500 is paid as part of your monthly Chapter 13 plan payment.  (Click here for detailed information about fees)

Handle Your Financial Hassles
By filing for bankruptcy, you can stop the repossessions, lawsuits, foreclosures, harassing phone calls and wage garnishments. At the Bloomington Law Office of Rudolph Wm. Savich, I have 25 years of experience helping people improve their finances. Call my office today at 812-336-7293 or

 E-mail me to see what we can do to improve your financial situation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Click here for information regarding fees and required disclosures.

 

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Rudolph Wm. Savich
Rudolph Wm. Savich
409 S. College Avenue, Suite A
Bloomington, IN  47403
812-336-7293 Fax: 812-336-7268
FREE OFF STREET PARKING
Office Hours: M-T 10:00-2:00pm
Other hours available by appointment

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Click here for information regarding fees and required disclosures.